Personal Accident and K&R Team

David Rider

Executive Director ARB International Ltd

David began his Lloyd’s Insurance career in 1992 at Inbro Citygate Insurance Brokers progressing from a Technician role to property and liability Broker. David joined Windsor Insurance Brokers in 1998 as Manager of the London Market Services Division followed by a move Houlder Insurance Brokers in 2002 rising to Divisional Director of Non Marine. David joined ARB International in 2014 as Executive Director and was appointed to the Board in 2017. David’s main area of expertise is in the UK Property and Liability sector. 

D: +44 (0)20 7280 3153

M: +44 (0)7812 991 492


Nick Cater

Associate Director

Nick has over 30 years’ experience within the London and Lloyd’s insurance market having worked for various Lloyd’s Brokers including FSJ, Thompson Heath & Bond and Windsor as well as Lloyd’s Syndicates Secret-an and J E Mumford, in that time he has dealt with Property, Liability and Professional Indemnity business. 

Nick Joined ARB from Houlder Insurance Services in 2014 to help expand upon and grow the UK Property and Liability lines of business and continues to be involved in the direct Broking and Account handling of the business.

D: +44 (0)20 7280 3182

M: +44 (0)7966 513 878


Paul Hyde

Associate Director

Having joined ARB in May 2007, Paul has almost 30 years experience working for Lloyds Brokers during this time his roles have progressed from Account Handling, Departmental Manager and Technical Management positions.

At ARB Pauls role encompasses overseeing all elements of Placing, Servicing, Compliance and Technical matters to ensure high service levels are achieved and maintained.

D: +44 (0)20 7280 3157

M: +44 (0)7896 985 168


Philip Everington

Associate Director

Phil has almost 40 years’ experience within the Lloyd’s insurance market starting his career in 1978 with Furness Houlder. He is a member of the three rooms club having broked in the 1926, 1958 and 1986 Lloyd’s buildings. Phil has gained extensive experience placing various classes of insurance including Property, Liability, K & R, PI and D&O. Phil has worked for various Lloyd’s Brokers during his career and joined ARB in 2016.

D: +44 (0)20 7280 3155

M: +44 (0)7919 556 778