top of page

Personal Accident and K&R Team

Nick Cater

Head of UK

Nick has over 30 years’ experience within the London and Lloyd’s insurance market having worked for various Lloyd’s Brokers including FSJ, Thompson Heath & Bond and Windsor as well as Lloyd’s Syndicates Secret-an and J E Mumford, in that time he has dealt with Property, Liability and Professional Indemnity business. 

Nick Joined ARB from Houlder Insurance Services in 2014 to help expand upon and grow the UK Property and Liability lines of business and continues to be involved in the direct Broking and Account handling of the business.

D: +44 (0)20 7280 3182

M: +44 (0)7966 513 878


Paul Hyde

Associate Director

Having joined ARB in May 2007, Paul has almost 30 years experience working for Lloyds Brokers during this time his roles have progressed from Account Handling, Departmental Manager and Technical Management positions.

At ARB Pauls role encompasses overseeing all elements of Placing, Servicing, Compliance and Technical matters to ensure high service levels are achieved and maintained.

D: +44 (0)20 7280 3157

M: +44 (0)7896 985 168


Philip Everington

Associate Director

Phil has almost 40 years’ experience within the Lloyd’s insurance market starting his career in 1978 with Furness Houlder. He is a member of the three rooms club having broked in the 1926, 1958 and 1986 Lloyd’s buildings. Phil has gained extensive experience placing various classes of insurance including Property, Liability, K & R, PI and D&O. Phil has worked for various Lloyd’s Brokers during his career and joined ARB in 2016.

D: +44 (0)20 7280 3155

M: +44 (0)7919 556 778


bottom of page